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LemFi is a Series B fintech company building a financial platform for the Global South, enabling immigrants to access multi-currency accounts, remittances, payments, credit, and savings across 21+ countries. The company processes over $1B in monthly transactions and serves millions of users globally.
You will be the first hire into the FP&A function, reporting directly to the Head of Strategic Finance and FP&A. This is a foundational role where you will own the complete financial planning and analysis engine for the business.
Key responsibilities include:
- Building and maintaining the integrated three-statement financial model (cash runway, revenue, headcount, provider costs), ensuring all models are reconciled to actuals and documented to clear standards
- Running the monthly forecast and budget-versus-actual (BvA) cycle end-to-end: gathering commentary, challenging variances, and holding budget owners accountable
- Producing monthly management packs and KPI reporting for the executive team and Board, plus investor and lender reporting including covenant and facility tracking
- Partnering with department heads across Growth, Product, Operations, and Risk on their plans, forecasts, and spend; serving as a data-driven finance voice that challenges assumptions
- Building business cases for new products, corridors, markets, and partnerships with scenario and sensitivity analysis
- Supporting fundraising, M&A modelling, and diligence activities; your models will be used in data rooms
- Extracting, structuring, and automating recurring data from NetSuite, the data warehouse, and operational systems, leveraging AI where it improves efficiency and accuracy
You will have direct exposure to the executive team and Board on commercial and strategic decisions, making this a high-visibility role with significant influence on company direction.
Requirements:
- 3–5 years of experience in FP&A, strategic finance, transaction services, or modelling-heavy consultancy (Big 4, strategy, or deals)
- Excellent three-statement modelling skills: driver-based forecasting, scenario and sensitivity analysis, built to best-practice standards
- Solid accounting foundations: ability to link P&L, balance sheet, and cash flow; reconcile forecasts to the ledger independently
- Strong data skills and confidence with large datasets; comfortable pulling and structuring data without assistance
- Clear, direct communication: ability to explain numbers to non-finance stakeholders and push back when data does not support a decision
- High ownership and attention to detail; proactive in a fast-moving environment
Nice to have:
- Capital markets exposure (equity fundraising, debt facilities, investor reporting, M&A diligence)
- Experience in payments, remittance, lending, or regulated financial services
- NetSuite, BI tools, SQL, or automation experience (Python or similar); professional qualification (ACA, ACCA, CIMA, or CFA)
