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Salary: USD 80,000 - 110,000 / annual
Lithic is a modern card issuing and processing platform powering 100+ innovative financial clients. The Treasury Operations team owns the movement of money across card issuing infrastructure—network settlement, sponsor bank transfers, and reconciliation. This is a hands-on, high-ownership role sitting at the center of cross-functional workflows across Finance, Treasury Engineering, Risk, Analytics, Processing, Customer Success, and Bank Operations.
You will spend approximately 50% of your time on execution: owning day-to-day network settlement transfers (Mastercard, Visa) and sponsor bank transfers in a time-sensitive environment where errors have immediate downstream consequences. You'll support reconciliation, ensure transfers tie out against expected activity, and operate existing processes with accuracy and consistency.
Approximately 20% of your time will focus on process optimization: identifying friction and risk in current workflows, proposing improvements, and building solutions that reduce manual steps and strengthen controls while maintaining auditability and financial governance.
The remaining 30% involves project support: working alongside the Head of Treasury Operations on larger initiatives as the function scales, contributing analysis, documentation, and execution support to new treasury infrastructure, reporting, and process builds.
You'll also run ad hoc data analysis using SQL and Excel to answer operational and financial questions, support downstream audit and reporting needs, and be available outside normal business hours for rare emergency situations such as failed settlements or bank-side issues.
This role offers a front-row seat to card issuing and payments infrastructure mechanics, including network settlement, sponsor bank relationships, and how money moves through a modern fintech stack.
**Requirements:**
- 2–4 years of relevant experience in treasury operations, funds transfer/money movement operations, cash management, or closely adjacent operational finance roles
- Experience with reconciliation and financial controls; understanding why numbers need to tie out, not just how to make them tie out
- Strong Excel and Google Sheets skills, including comfort with or willingness to learn Google Apps Script for automating recurring workflows
- SQL proficiency for querying and validating data (Snowflake and Metabase); Python or other scripting is a plus
- Working comprehension of accounting concepts and financial operations/money movement (ACH, wires, card settlement, or similar); knowledge of how transfers and reconciliation tie back to the books
- Familiarity with Jira, Slack, or similar ticketing and collaboration tools
- Comfort shifting flexibly between fixed process workflows and agile environments (sprints, tickets, iterative process improvement)
- Interest in operating in a fast-moving startup/fintech environment
About Lithic
Fintech — card issuing and payments infrastructure for developers and businesses.
