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Senior/Staff Software Engineer - Moonpay Enterprise

Decent.xyz - New York, NY, USA - Hybrid

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Salary: USD 180,000 - 300,000 / annual

MoonPay Enterprise is hiring backend engineers to build the operating system for value movement—crypto, stablecoins, tokenized assets, and the financial infrastructure that moves real money at scale. The company powers how stablecoins move through enterprise treasuries, cross-border flows, and stablecoin operations for enterprises, fintechs, payment service providers, wallets, and marketplaces. You'll design, build, and operate backend services written in Rust that process high volumes of financial transactions with strong guarantees around correctness, idempotency, and auditability. You own features end-to-end: from shaping product specs through technical design, implementation, testing, deployment, and production monitoring. As a domain expert, you'll help define what the team builds and propose work you consider most valuable. Three distinct tracks are available: **Track 1: KYB/KYC & Compliance Platform** — Build systems that let enterprises onboard safely and stay compliant across dozens of jurisdictions. You'll own services powering business and individual verification flows, risk scoring, sanctions and AML screening, case management, and integrations with identity and compliance vendors. The challenge is making rigorous compliance feel invisible: fast, automated, and globally scalable. **Track 2: New Product Lines (Custody)** — Join at the ground floor of new enterprise products, starting with Custody. Design the backend for secure digital asset storage and management for institutional clients: key management workflows, policy engines, transaction authorization, ledger integrity, and audit trails. This track suits engineers who love ambiguity, greenfield architecture, and building products from zero to one with enterprise-grade security. **Track 3: Blockchain, Stablecoin Issuance & On-Chain Infrastructure** — Work directly with blockchain protocols to power stablecoin issuance and on-chain products. Build and operate services for minting, burning, and managing fully reserved stablecoins across chains, develop smart contract integrations on EVM chains and Solana, and design indexing, monitoring, and reconciliation systems that keep on-chain and off-chain state in sync. You'll integrate with external partners such as banks, payment processors, blockchains, and identity vendors, building abstractions that make those integrations reliable. You'll improve engineering quality across observability, incident response, security practices, and API design. At Staff level, you'll set technical direction for your area, mentor other engineers, and drive architectural decisions spanning multiple teams. AI is the default operating mode: you'll use it daily to handle manual work so you can focus on what matters. The company values outcomes over process, impact over titles, and hard problems with real ownership. **Requirements:** - 5+ years of backend engineering experience (8+ for Staff level), with a track record of shipping and operating production systems at scale - Strong backend experience with a statically compiled language (Rust, Go, C#, C++) is required; deep fundamentals matter more than specific language history - Prior professional Rust experience not required, but interest in Rust and motivation to become an expert are very welcome - Solid fundamentals in distributed systems, API design, data modeling, and asynchronous processing - Comfort working in domains where precision matters: financial systems, double-entry ledgers, reconciliation, or similarly correctness-critical software - Pragmatic, autonomous, ownership-driven mindset; you care about outcomes, communicate clearly, and thrive on high throughput (features ship in hours to days, products in days to weeks) - Strong critical thinking in how you use AI tools; you drive AI-assisted development productively while staying in control of correctness, security, and design quality - Interest in crypto, stablecoins, and the future of payments (prior crypto experience a plus, except Track 3 where hands-on blockchain development is expected) **Bonus qualifications:** - Professional or hobby experience writing Rust (open-source contributions count) - Experience in fiat payments, banking integrations, card networks, or PSPs - Familiarity with KYC/KYB, AML, sanctions screening, or regulated financial products (Track 1) - Background in custody, key management (MPC/HSM), or institutional-grade security (Track 2) - Smart contract development in Solidity (EVM) or Rust (Solana), and experience with on-chain indexing or node infrastructure (Track 3) - Experience working in regulated, multi-jurisdiction environments

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