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Tide is a fintech platform serving over 2 million SMEs globally across the UK, India, Germany, and France. The company offers business accounts, banking services, and integrated administrative solutions including invoicing and accounting. Tide has raised over $300 million in funding and operates with 2,800+ employees across multiple offices worldwide.
As a Senior Product Analyst - Credit Products, you will work closely with Tide's credit product teams to shape credit product strategy and risk decision-making. This is a high-autonomy role requiring proactive initiative to uncover insights from complex data sets and translate them into actionable business recommendations.
Key responsibilities include:
- Conducting advanced data analysis on lending product performance, identifying trends, and generating actionable insights
- Monitoring and optimizing credit risk KPIs while supporting business growth
- Collaborating with product managers and developers to inform credit product development and strategy
- Preparing comprehensive reports and presentations for senior management and stakeholders
- Staying current with industry trends and advancements in data analytics tools and methodologies
You will operate with significant independence in a fast-paced environment, dealing with ambiguity and competing priorities. The role emphasizes data-driven decision-making to guide lending strategy and product design.
Tide offers a hybrid working model with flexibility to work remotely from home or anywhere in your home country, plus 90 days per year to work from a different country. Benefits include competitive salary, health insurance with mental and physical wellness focus, employee assistance program, 12 casual and 15 privilege leaves, professional development budget, spacious office in Hitechcity with all-day snacks, 24 hours paid volunteering time off annually, and sabbatical leave.
Requirements:
- 4+ years of experience as a credit-focused analyst or data scientist at a fintech or bank
- Expert SQL proficiency with ability to navigate complex data warehouse relationships
- Self-starter mentality with ability to operate independently
- Ability to handle ambiguity and competing objectives in a fast-paced environment
