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Senior Manager, Life Underwriting

Ethos Life - Bangalore, KA, India - Hybrid - posted 2026-09-21

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Ethos Life is a leading life insurance technology company transforming how life insurance is bought, sold, and underwritten. The company operates a three-sided platform serving consumers, agents, and carriers, offering instant, accessible products with no medical exams required. You will lead a developing underwriting team as a hands-on manager with a dual focus: 50% direct case underwriting and 50% team leadership and operational optimization. This is an ideal role for a natural leader passionate about mentoring and developing underwriting talent. Key Responsibilities: - Dedicate 50% of your time to hands-on case underwriting - Lead the underwriting team with passion, positivity, and a commitment to continual improvement - Partner with the Chief Underwriter and senior leadership to recruit, hire, mentor, and develop underwriting staff across domestic and international locations - Assess team quality and headcount needs; perform hiring analysis to support company growth - Design and enhance onboarding and underwriting training programs - Develop performance management and quality control systems; provide feedback, guidance, and performance reviews - Build technical and decision-making skills in underwriting staff while reinforcing core values - Drive strategic initiatives to optimize underwriting workflows, including implementing rules in underwriting engines and recommending best practices - Collaborate with Underwriting Strategies on quality assurance testing of automated rules and processes Qualifications and Requirements: - 10 to 15 years of life underwriting experience (US-based underwriting experience preferred) - 7+ years in an underwriting leadership or development role - Underwriting certification (LOMA/ALU) highly beneficial - Extensive knowledge of life insurance trends and emerging technology - Sharp execution focus with an owner mentality and proven track record of timely delivery - Data-oriented decision-making skills with strong intuition - Outstanding written and verbal communication abilities - Excellent leadership and interpersonal skills

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