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Swile is a fintech company that has revolutionized the employee benefits market since 2018 through a digital super app. The company operates in a demanding regulatory environment with multiple products subject to specific legal requirements (banking law, employment law, consumer law, tourism law) and is expanding internationally across Europe.
You will serve as Senior Legal Counsel supporting product development, innovation, and regulatory compliance. Your responsibilities include:
• Partner with Product teams from conception through launch of new products and features, ensuring compliance with applicable regulations (banking/payments law, employment law, consumer law) while aligning with business objectives
• Provide regulatory guidance to cross-functional teams (marketing, sales, customer service, product) on product-related compliance questions
• Collaborate closely with the broader legal team on specific issues and cross-functional projects
• Draft and review contracts related to Swile's regulated activities (terms and conditions, payment framework agreements, etc.) in partnership with the Legal Business team
• Work with the Compliance team on legal analysis of banking-regulated products, including regulatory diligence with ACPR (French banking regulator)
• Lead international product deployment to ensure compliance with local regulations across markets
• Conduct regulatory and case law monitoring on product-related regulations, anticipate emerging regulatory requirements (DSP3, PSR, ECGT), and disseminate insights to internal teams
• Support the Public Affairs team on legal matters as needed
This is a senior individual contributor role with significant cross-functional influence but no direct people management responsibilities.
Requirements:
• Minimum 6–10 years of experience in similar roles focused on product compliance; fintech experience is a strong plus
• Knowledge of banking law (electronic money and payment services) and/or employment law and/or consumer law, with genuine curiosity and willingness to develop expertise in emerging issues across these areas
• Strong attention to detail and rigor in delivering precise, comprehensive legal analysis
• Excellent teamwork skills across legal and business functions
• Ability to translate complex regulatory issues into business-friendly language and adopt a business-oriented mindset
• Project management and organizational skills
