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Salary: USD 135,000 - 165,000 / annual
Clasp Finance is a venture-backed fintech startup transforming access to education and career pathways through lending technology for colleges and universities. The company is a Forbes Fintech 50 honoree and portfolio company of SHRM, focused on tackling the student debt crisis and enabling economic mobility.
You will join the Clasp Finance engineering team as a Senior Full Stack Engineer, reporting to the Engineering Director, Lending. This is a high-ownership role where you'll own hard problems end-to-end, building operational tooling, data pipelines, and product features that power a lending platform. You'll work at the intersection of financial operations, product, and data, collaborating with a small, high-impact team.
Key responsibilities include:
- Design, build, and maintain features across the loan origination platform (application intake, decisioning logic, servicing, collections workflows)
- Build and maintain internal operational tooling for loan management, program configuration, reporting, and school/borrower support
- Participate in architecture decisions, code reviews, and technical design discussions
- Apply AI-assisted development techniques (code generation, test writing, refactoring, documentation) to scale impact and ship higher-quality software faster
- Collaborate with compliance and legal to implement regulatory requirements (TILA, ECOA, fair lending, state licensing) as engineering constraints
- Develop and instrument data pipelines for credit modeling, compliance reporting, and portfolio analytics
- Engage with school and university technical stakeholders on integration needs and platform reliability
- Contribute to a culture of continuous learning, high standards, and direct feedback
The role requires someone who is detail-oriented, thrives in ambiguous high-ownership environments, and is excited about improving codebases tactically and surgically. You'll use AI tools deliberately and creatively to move faster than a team twice your size.
REQUIREMENTS:
- 5+ years of professional software engineering experience with strong fluency in Python, TypeScript, and/or JavaScript; ability to write clean, maintainable code in both and know when to use each
- Experience building operational and/or internal tooling for fintech, lending, or another regulated domain
- AI-native workflow: genuine use of coding tools (Cursor, Copilot, Claude, etc.) as a force multiplier, not just autocomplete; demonstrated excitement about AI's potential for engineering
- Familiarity with Django (or comparable Python web framework) and React; ability to build full-stack features and understand the full request lifecycle
- Hands-on experience with cloud/serverless infrastructure (AWS Lambda, GCP Cloud Functions, or equivalent) and modern deployment practices
- Strong written and verbal communication skills; ability to explain technical decisions to non-engineers and write documentation others want to engage with
- Demonstrated care for building technology that expands access to education and economic mobility
NICE TO HAVE:
- Prior exposure to fintech, payments, banking, or financial services
- Experience designing and building data pipelines, ETL workflows, or event-driven systems
- Familiarity with TILA, ECOA, or state lending regulations and their technical implications
- Prior startup experience wearing multiple hats
- Experience integrating with loan servicers, payment processors, or financial data providers
