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Riverbank is seeking a Senior Credit Risk Analyst to join the Structured Loans Department, which focuses on building and maintaining a strong performing portfolio of loans to SMEs and Real Estate companies across Europe.
In this role, you will be a key member of the credit team responsible for analyzing and evaluating loan opportunities. Your primary responsibilities include:
- Analyze, prepare, and present credit cases to the Credit team and Credit Committee
- Support and interact with Credit and Sales teams in evaluating new deal opportunities
- Participate actively in negotiations and maintain borrower relationships
- Review loan documentation in collaboration with the legal team
- Draft term sheets and engagement letters
- Monitor borrowers proactively using digital technology to anticipate credit deterioration
- Participate in portfolio and borrower company monitoring activities
You will work in a dynamic fintech environment focused on transforming business banking across Europe, with opportunities for continuous learning, mentorship, and career development.
REQUIREMENTS:
- Degree in Finance, Economics, or Business Administration
- Minimum 8-10 years of experience in a similar role at a bank or private debt fund
- Knowledge of loan products and/or bonds and Dutch law
- Strong analytical and writing skills
- Excellent numerical and financial modeling skills
- Good communication skills
- Fluent in Spanish and English (additional language is an asset)
- Result-driven mindset
- Ability to adapt quickly in a fast-moving environment
