SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
SumUp's Acquiring Operations team in São Paulo is seeking a Senior Business Analyst to own reconciliation controls across the company's payments processing infrastructure in Brazil. This role is critical to ensuring that every card transaction, instalment payment, and settlement reconciles perfectly across processors, card schemes, and the Central Bank.
You will take full ownership of reconciliation controls spanning clearing, settlement, issuer receivables, and interchange. Your core responsibilities include:
• Identify and resolve reconciliation failures across clearing, settlement, receivables and interchange before they escalate into financial or regulatory risk
• Investigate complex discrepancies with payment processors (such as Cielo and Stone) and card schemes, particularly around instalment and deferred settlement flows, driving fixes through to resolution
• Validate and structure settlement and interchange data to ensure Funding, Accounting, and Treasury teams can rely on accurate information
• Prepare and validate regulatory reports including CADOC 3040, plus card scheme reports such as GOC and QMR
• Coordinate corrective actions with processors and card schemes to prevent recurring issues
You'll work in a fast-paced environment managing stakeholders across finance, operations, and external payment providers while juggling multiple deadlines. The role requires deep familiarity with Brazilian payment flows, including instalments, clearing, and settlement mechanics.
SumUp is a global fintech serving over 4 million small businesses across 39 markets. The company offers a multicultural work environment with 4,000+ employees from 90+ nationalities. The São Paulo office is office-first with a dynamic team presence in the heart of the city.
Qualifications:
• Strong analytical skills with a proven track record of identifying patterns and root causes in complex financial data sets
• Proficiency with SQL and data analysis tools for validating and reconciling financial information at scale
• Experience managing stakeholders across finance, operations, and payment providers while meeting multiple deadlines
• Knowledge of Brazilian payment flows (instalments, clearing, settlement) or strong motivation to learn them quickly
• Fluency in both English and Portuguese, with written clarity to document processes and challenge discrepancies with providers
