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Principal Product Designer, Spending

Chime - New York, NY, United States - Hybrid - posted 2026-09-25

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Salary: USD 222,000 - 290,000 / annual

Chime, a fintech company, is seeking a Principal Product Designer to lead design across spending, savings, and investing experiences in their mobile app. You will shape critical financial experiences that help members manage money day-to-day and build toward longer-term goals. In this role, you will: - Lead design across spending, savings, and investing experiences from early concepts through launch and iteration - Create polished mobile experiences with exceptional attention to typography, layout, interaction, motion, and intuitive details - Translate complex financial concepts into clear, understandable experiences that help members make informed decisions - Explore ambitious ideas, build compelling prototypes, and refine directions based on feedback - Partner closely with product, engineering, research, and content design teams to understand member needs - Bring a cohesive design point of view across the app while raising overall design quality - Provide constructive critique, mentor other designers, and help teams make strong design decisions Chime is a financial technology company (not a bank) that empowers members to take control of their finances through user-friendly tools and intuitive platforms. The company operates with an entrepreneurial culture focused on member obsession, integrity, and bold problem-solving. The role offers hybrid work with four days per week in office and Fridays from home for those near an office location, plus access to fully remote arrangements. Benefits include comprehensive health, financial, and wellbeing coverage, generous vacation and paid time off, up to 22 weeks paid parental leave for birthing parents, annual wellness stipend, and 1% of time off for community service. REQUIREMENTS: - Deep experience designing consumer mobile products with a portfolio demonstrating outstanding visual craft and shipped work - Track record of leading complex product design projects as a senior individual contributor - Strong interaction design skills with ability to make sophisticated experiences feel simple and approachable - Ability to define a vision, communicate it clearly, and execute the details required to bring it to life - Experience using research, customer feedback, and product data to inform and improve designs - Ability to build trust across disciplines, navigate competing priorities, and move teams toward shared direction - Experience in fintech or financial services is a plus but not required

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