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Premium Auditor I

Pie Insurance - Remote - Remote - posted 2026-10-23

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Salary: USD 55,000 - 70,000 / annual

Pie Insurance is seeking a Premium Auditor I to conduct standard workers' compensation premium audits for small business customers. This role is fully remote and involves reviewing payroll records, tax returns, 1099s, and financial documentation to ensure accurate policy coverage and compliance with regulatory guidelines. You will conduct audits via mail, phone, and virtual platforms, working with routine business structures and single or multiple entities. Key responsibilities include analyzing business operations to identify relevant exposures, applying appropriate workers' compensation classification codes using NCCI guidelines and state-specific bureau requirements, and thoroughly documenting audit findings in detailed worksheets. You will communicate professionally with policyholders to gather required documentation, conduct interviews to understand business operations and employee roles, and explain audit processes clearly. You'll also conduct virtual audits using screen-sharing and remote access technologies, guide insureds through document sharing platforms, and maintain security protocols for remote document review. The role requires analyzing standard payroll structures, contractor relationships, and employee classifications across multiple states. You will identify potential misclassifications and exposure gaps, research and apply appropriate classification codes, and ensure all audit documentation meets regulatory standards and company policies. Pie Insurance is a venture-backed fintech company transforming how small businesses buy and experience commercial insurance through technology. The company was named to 2025 America's Best Startup Employers. REQUIREMENTS: - Minimum 1–2 years conducting workers' compensation premium audits - Working knowledge of NCCI classification systems and state bureau requirements - Experience working directly with business owners and financial personnel - Multi-state audit experience preferred - Strong understanding of payroll systems, tax documentation, and business financial records - Working proficiency with classification systems (NCCI, PAAS) and state-specific regulatory requirements - Experience with virtual meeting platforms and screen-sharing technologies - Foundational skills with audit software, Google Workspace applications, and emerging technologies - Ability to analyze standard business operations and identify relevant exposures - Understanding of contractor vs. employee relationships and classification implications - Excellent verbal communication skills for professional phone and virtual interactions - Solid written communication abilities for follow-up correspondence and documentation - Proven ability to explain standard audit concepts and routine requirements clearly to business owners - Experience building positive relationships and handling standard situations - Cultural sensitivity and professional demeanor in varied business environments - Ability to manage potentially sensitive conversations about business operations - Analytical thinking, attention to detail, customer focus, adaptability, sense of urgency, and professional curiosity

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