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Delos Insurance Solutions is a technology-driven insurance company specializing in the Excess & Surplus (E&S) market. They are seeking a detail-oriented Associate Underwriter to support property underwriting operations and help transform how complex property risks are evaluated through innovative technology and data-driven insights.
In this role, you will review new business and renewal submissions for homeowners and residential property lines, evaluate property risks according to established underwriting guidelines, and manage daily underwriting activities including inspection reviews and endorsements. You'll identify and select profitable risks while minimizing adverse selection, meet production and quality standards, and escalate guideline exceptions to senior underwriters as needed.
You will serve as an underwriting resource for appointed agents, answering questions, clarifying guidelines, and supporting quality submissions. You'll provide timely and professional communication to agents, distribution partners, and internal stakeholders, and collaborate with the Distribution team on agent training and underwriting education. You'll also work with internal teams to improve underwriting efficiency, processes, and service quality.
The ideal candidate has experience in personal lines insurance, strong analytical and communication skills, and the ability to balance sound risk selection with business objectives in a fast-paced, technology-driven environment.
**Requirements:**
- 2–4 years of property underwriting or related personal lines insurance experience, preferably involving homeowners, dwelling fire, or residential property
- Understanding of underwriting principles, risk assessment, and risk selection, or transferable experience in claims, insurance customer service, or related functions
- Strong communication and interpersonal skills with a customer-service mindset
- Experience using underwriting platforms, exposure assessment tools, or business intelligence dashboards
- Ability to manage multiple priorities, meet deadlines, and collaborate effectively
- Strong attention to detail, analytical thinking, and sound decision-making skills
- Proficiency in Microsoft Office applications (Excel, Word, PowerPoint) and Adobe
**Preferred Qualifications:**
- Active Property & Casualty (P&C) insurance license in any state; California license strongly preferred
- Professional insurance designations such as CPCU or ARM
- Familiarity with California property underwriting practices and guidelines
- Experience evaluating catastrophe-exposed risks (wildfire, hurricane, natural hazards)
- Experience in Managing General Agency (MGA), Excess & Surplus (E&S), or non-admitted insurance environments
- Exposure to commercial property underwriting
- Interest in leveraging technology, automation, and data to improve underwriting processes
- Understanding of how climate trends and emerging risks impact the insurance industry
