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Loan Operations Analyst

Funding Circle - London, United Kingdom - Hybrid - posted 2026-09-22

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Funding Circle is a fintech platform that uses data-driven technology to provide fast funding to UK small businesses. The company combines the energy of a startup with the stability of a public company, and has generated £7.2bn for the UK economy. In this Loan Operations Analyst role, you will be a key part of the operations team processing loan applications and supporting the borrower onboarding journey. You'll review financial accounts, bank statements, and risk reports to assess loan applications. Your responsibilities include completing know-your-customer (KYC) checks, using third-party systems to gather applicant information, and performing rigorous quality assurance by reconciling loan documents and internal system data for completeness and accuracy. You'll identify and mitigate risks, issues, and control weaknesses as they arise, working collaboratively with colleagues including AML and Fraud teams when referrals are needed. The role is based in London on a hybrid basis (3 days in office). Funding Circle values a growth mindset and collaborative energy. The company is recognized as one of The Sunday Times Best Companies to Work For 2026 and offers a flexible-first approach with a tailored benefit allowance, private medical and dental coverage, health assessments, digital GP access, life assurance, share schemes, financial coaching, an annual learning allowance, and award-winning parental leave policies. The office provides barista coffee and subsidized meals. REQUIREMENTS: - Minimum 6 months experience in a high-volume operations or administrative role - Ability to work to deadlines and business goals in a fast-paced, dynamic environment - Excellent attention to detail, self-motivation, strong organizational skills, and ability to follow procedures - Ability to complete repetitive tasks - Willingness to learn and adapt with evolving policies and procedures - Familiarity with financial documents, bank statements, and identification documents (desirable but not essential) - Ability to proactively identify ways to use Generative AI to streamline daily tasks and improve personal productivity - Confident using approved AI tools safely and effectively to enhance output

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