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Sr Backend Engineer

The Better Money Company - New York, NY, USA - In-office - posted 2026-10-06

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The Better Money Company is building a stablecoin clearinghouse to enable stablecoins to function as money rather than trading assets. The company has raised $10M from a16z crypto and operates as a small, scrappy team of ~10 people based in NYC. In this role, you will design, build, and operate core backend services that power the critical financial flows of the platform. Your responsibilities include: - Designing and building backend services for mint/burn flows, reserve accounting, reconciliation, and settlement pipelines - Integrating with banks, custody providers, stablecoin issuers, blockchains, and partner APIs while ensuring safety for money movement - Building durable reconciliation and audit trails to maintain visibility into money flows and state consistency - Designing secure API surfaces and owning monitoring, alerting, runbooks, and incident response for high-value services - Contributing to the payments API and internal/admin surfaces where backend work intersects with customer and operations workflows - Proactively identifying and pursuing improvements to make the core product more robust The tech stack is TypeScript on Node.js, PostgreSQL, and GCP. You will work in person in New York City five days a week, with relocation support available. REQUIREMENTS: - 5–12 years of production backend engineering experience with services you have designed, shipped, and operated in production - Experience with high-value transactional systems: payments, banking integrations, fintech infrastructure, trading/exchange infrastructure, ledgering, or stablecoin/crypto infrastructure - Working knowledge of distributed systems fundamentals: consistency, eventing, idempotency, retries, durable reconciliation, ordering, partial failure, and observability - Judgment for integrating with unreliable external systems (banks, payment rails, custody providers, partner APIs) - Experience designing secure APIs, handling secrets and access control, instrumenting services, and writing runbooks for infrastructure that moves real value - Ability to translate ambiguous business and compliance requirements into technical systems and explain tradeoffs to stakeholders - Willingness and ability to work in person in New York City five days a week NICE TO HAVE: - Direct stablecoin or crypto infrastructure experience (on-chain/off-chain reconciliation, wallet/custody flows, mint/burn, chain finality, reserve flows) - Background at payments or fintech companies (Stripe, Plaid, Circle, Paxos, Coinbase, Modern Treasury, Bridge) - Compliance-adjacent engineering experience (KYC/KYB, AML, sanctions, audit evidence, reserve attestations) - Ability to build admin dashboards, API docs, or partner-facing workflows - Experience with Temporal or TigerBeetle - Experience with Rust or Python - Enthusiasm for building core infrastructure with AI coding agents

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