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Salary: USD 117,000 - 184,000 / annual
Chime is a financial technology company on a mission to help everyday Americans achieve financial progress. The company provides user-friendly banking and financial tools through intuitive platforms, serving millions of members.
You will join Chime Engineering as a Backend Engineer in the Trust & Safety domain, providing technical leadership to drive modernization of one of Chime's core platforms. This is a senior individual contributor role with significant mentoring and architectural responsibilities.
Key Responsibilities:
- Design, develop, test, refactor, and scale backend implementations of new and existing consumer product features
- Provide technical leadership by setting technical direction and shaping system architecture for key projects
- Lead projects end-to-end while mentoring engineers on the team
- Implement and design resilient APIs that support Chime's mobile app and member experience
- Collaborate with data engineers, analysts, and multi-functional teams to understand member needs and develop creative solutions
- Proactively identify opportunities to improve system reliability and scalability
- Work across the engineering team to maintain high technical standards
- Participate in on-call rotation to respond to incidents as needed
The role focuses on ensuring a secure, seamless, and frictionless experience for Chime members while contributing to broader team initiatives.
Requirements:
- 3+ years developing software in a production environment at scale
- Experience with Ruby on Rails or comparable backend frameworks
- Experience working with transactional databases and caching systems
- Exposure to architectural patterns of large, high-scale web applications
- Appreciation for maintainable and well-tested code
- Desire to learn and understand how systems work at deep levels
- Start-up experience is a plus
