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Salary: USD 164,000 - 259,000 / annual
Chime is a financial technology company empowering millions to achieve financial progress through user-friendly tools and intuitive platforms. The Trust & Safety team is modernizing its risk architecture to provide deeper insights and stronger protections for members.
In this Senior Software Engineer role, you will provide technical leadership to the team while driving the modernization of one of Chime's platforms within Trust & Safety. Your work ensures a secure, seamless, and frictionless experience for members.
Key responsibilities include:
- Drive technical design and architectural decisions while mentoring engineers and fostering cross-functional collaboration
- Lead and contribute to multiple projects simultaneously, balancing ownership of key initiatives with support across broader team efforts
- Build and maintain robust, low-latency APIs and backend services powering Trust and Safety platforms
- Become the domain expert in platform architecture, providing technical decisions and solutions to refine maturing platforms
- Partner with data engineers, analysts, and product managers to ship impactful features enhancing member protection and experience
- Improve platform reliability and performance through thoughtful system architecture, observability practices, and automation
- Evolve experimentation, policy lifecycle, and ML integration capabilities to support smarter and faster decision-making at scale
- Participate in on-call rotation, responding to incidents outside regular working hours when necessary
The role offers hybrid work with four days per week in office and Fridays from home for those near an office, plus team and company-wide events depending on location. Full-time employees receive competitive benefits including comprehensive health, financial, and wellbeing coverage, generous vacation policy, up to 22 weeks paid parental leave for birthing parents and 12 weeks for non-birthing parents, annual wellness stipend, and 1% of time off for community service.
Requirements:
- 5+ years of experience developing software in a production environment at scale
- Prior experience serving as a technical lead for a team and on complex projects—driving architectural decisions, coordinating execution, and aligning cross-functional teams
- Proven experience with Ruby on Rails or comparable frameworks
- Experience with transactional databases and caching systems
- Deep understanding of architectural patterns for large-scale web applications
- Commitment to mentoring engineers and fostering team development
- Appreciation of maintainable and well-tested code
- Curiosity and passion for diving deeply into system architectures and technical challenges
- Experience in fast-paced or early-stage environments is a strong plus
