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Salary: USD 270,000 - 335,000 / annual
Brex is a fintech platform providing corporate cards, banking, spend management, and travel software to tens of thousands of companies globally. The Legal team advises all business units, protects the company, and manages regulatory relationships in a highly regulated environment.
As Senior Counsel, Risk, you will own the legal response to high-stakes moments: disputes, incidents, collections, and regulatory inquiries. You will serve as the connective tissue between Legal, Compliance, Risk, Operations, and product teams, driving resolution of complex matters.
Key responsibilities include:
- Managing pre-litigation matters end-to-end: demand letters, customer/vendor/counterparty disputes, early case assessment, and outside counsel escalation
- Leading legal resolution of account and funds ownership disputes, including competing claims, deceased/dissolved account holders, business partner separations, and interpleader scenarios
- Overseeing collections strategy on delinquent commercial card and lending balances, managing collections agencies and outside counsel, ensuring compliance with applicable law and bank partner requirements
- Managing bankruptcy matters involving Brex customers and counterparties: proof of claim filings, automatic stay compliance, preference/clawback exposure, and recovery strategy in Chapter 7 and 11 proceedings
- Serving as legal lead on incidents company-wide, from intake through root cause analysis, coordinating cross-functional response and maintaining privilege
- Driving remediation programs: scoping affected populations, structuring approaches, documenting completion
- Owning legal review and strategy for customer outreach related to incidents and remediations, including notification content, timing, and channel decisions
- Preparing and managing responses to regulatory inquiries, examinations, and information requests in partnership with Compliance and banking/broker-dealer partners
- Supervising responses to subpoenas, civil investigative demands, and third-party legal process: intake, objections, scope negotiation, document collection/production, customer notice
- Building and improving playbooks, escalation frameworks, and reporting for consistent and rapid handling of recurring dispute, collections, and incident types
- Advising product, operations, and support teams on reducing dispute and incident risk upstream
The role is based in San Francisco with a hybrid model requiring a minimum of three coordinated days in office per week (Monday, Wednesday, Thursday), plus up to four weeks per year of fully remote work.
Requirements:
- Juris Doctor (JD) and active bar membership in good standing in at least one U.S. jurisdiction
- 6+ years of experience as an attorney, including at least 3 years focused on litigation/commercial disputes, creditors' rights/collections, bankruptcy, regulatory investigations/enforcement, or incident response
- Experience owning pre-litigation disputes end-to-end, including demand letters, early case assessment, and decisions on outside counsel escalation
- Working knowledge of fintech regulatory landscape: state money transmission, UDAAP, Reg E and Reg Z, BSA/AML, and bank partnership models
- Demonstrated ability to run a high-volume, high-stakes docket independently with excellent judgment on resolution, escalation, and litigation decisions
- Strong drafting skills for customer-facing and regulator-facing communications where precision and tone matter
- Calm, structured approach under pressure with bias toward action and clear ownership
- Low ego, high accountability, comfort operating cross-functionally with Compliance, Risk, Operations, Engineering, Product, and Design
Nice to have:
- 3+ years as in-house attorney at fintech, bank, broker-dealer, or payments company
- Experience responding to bank regulatory examinations or inquiries (OCC, Federal Reserve)
- Broker-dealer regulatory experience (FINRA/SEC examinations, customer arbitrations, Rule 4530 reporting, SEC enforcement)
- Experience managing collections agencies or recovery counsel in Chapter 7 and 11 proceedings
- Experience with account ownership and beneficiary dispute frameworks
- Experience managing subpoena and third-party legal process response under RFPA, GLBA, and similar financial privacy frameworks
