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Capchase is a fintech platform transforming equipment financing for software and hardware companies. The company has raised $700M+ in equity and debt, operates across 10 markets, and processes billions in payment volume annually. You'll join the Payment Operations team, which sits at the center of the business—managing deal deployment, fund movement, and transaction reconciliation.
In this role, you will own critical daily payment operations, including reviewing and validating approved deals to ensure financial accuracy, executing and monitoring vendor payouts and customer collections across multiple payment rails and currencies, and performing daily cash reconciliations to investigate and resolve discrepancies, failed transactions, and misapplied payments.
Beyond execution, you'll investigate operational issues and platform bugs to identify root causes and assess broader impact. You'll develop deep understanding of the end-to-end transaction lifecycle from deal origination through funding and repayment. You'll identify opportunities to simplify, automate, and scale workflows using modern tools and AI agents, partnering with Product and Engineering to improve platform functionality and strengthen controls.
You'll collaborate across Finance, Capital Markets, Risk, Collections, and Customer Operations teams, communicating blockers and risks proactively and supporting month-end reconciliations and cross-functional initiatives. This role requires independent judgment, time-sensitive priority management, and the ability to maintain accuracy under pressure while meeting banking deadlines.
REQUIREMENTS:
- 2+ years of experience in operations, payments, treasury, or another analytical, execution-focused role, ideally in a fast-paced environment
- Exceptional attention to detail and critical thinking; ability to notice inconsistencies and understand the importance of financial accuracy
- Strong analytical and problem-solving skills with confidence working with large datasets and investigating complex issues
- Curiosity and systems mindset; desire to understand how things work and how processes can be improved
- Strong ownership and independence; ability to take initiative, follow through, and know when to escalate
- Comfort with technology including Excel/Google Sheets, new platforms, and interest in AI tools and automation
- Familiarity with US payment rails (ACH, wire transfers) or comparable payment systems
- Excellent communication skills and ability to collaborate effectively across teams
- Ability to prioritize and maintain accuracy in fast-paced, time-sensitive environment
- Fluent English (written and spoken)
- Availability to work US Eastern/Central business hours
NICE TO HAVES:
- Experience in fintech, lending, banking, or B2B payments
- Familiarity with SQL, BI tools, scripting, or automation platforms
- Experience improving operational processes, controls, or internal systems
- Experience using AI agents or automation tools in daily workflows
- Spanish fluency
About Capchase
Fintech — non-dilutive financing and payment terms platform for recurring-revenue companies.
