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Marketing Compliance Lead, Spanish Bilingual

Kikoff - Phoenix, AZ, United States - In-office - posted 2026-10-09

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Salary: USD 115,000 - 170,000 / annual

Kikoff is a profitable, pre-IPO fintech company with a unicorn valuation, focused on helping millions of people build credit, access liquidity, and save money. The company is scaling rapidly with record revenue growth. You will own marketing compliance end-to-end, reporting to the Head of Compliance. This is a builder and owner role, not just a review seat. You will establish and enforce marketing compliance standards, lead the development of an AI-assisted marketing review capability, and maintain the systems and records that satisfy examiners, auditors, and bank partners. Key responsibilities include: - Own marketing compliance standards, review processes, claims substantiation, records, monitoring, tooling, and roadmap - Review consumer-facing material in English and Spanish across all channels: paid social and search, email and SMS, landing pages, in-app flows, app store listings, direct mail, affiliate and influencer content, customer support guidance, and partner collateral - Review Spanish creative on its own terms, ensuring disclosures are equivalent in meaning and prominence to English versions and that legal terminology is rendered correctly - Lead development of AI-assisted marketing review capability in partnership with Legal, Marketing, and Engineering - Maintain policies, procedures, risk tiering, disclosure standards, and channel playbooks - Keep review records for regulatory compliance Requirements: - Full professional fluency in Spanish and English with ability to review, edit, and provide written compliance guidance on financial marketing copy in both languages (assessed in interview) - 6+ years in compliance, legal, or regulatory review in consumer financial services - 4+ years directly reviewing and approving consumer marketing and advertising at a bank, fintech, lender, or similarly regulated consumer brand - Experience owning a marketing review function or program (not just a queue) - Demonstrated high-volume review at speed with ability to maintain quality as throughput increases - Experience driving automation of review processes and appetite to specify AI tooling; prior experience building or configuring AI-assisted review, claims checking, or marketing monitoring is a significant plus - Strong sense of urgency; ability to give clear answers with caveats rather than delaying for perfection - Working command of advertising rule set: UDAAP, TILA/Reg Z advertising and trigger terms, ECOA/Reg B, FCRA advertising and prescreen, FTC endorsement guides and substantiation expectations, TCPA, and CAN-SPAM - Excellent written communication in both languages - Ability to influence without authority Plus factors (not required): - Credit-building, credit reporting, or subscription financial product experience - Experience managing a bank partner's marketing approval process - Fair lending exposure in advertising and audience targeting - Hands-on use of marketing compliance monitoring platforms such as PerformLine - CRCM, CIPP/US, or JD certification

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