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Legal Counsel, Fintech - New Payments - Luxembourg

Satispay - Luxembourg, Luxembourg - Hybrid - posted 2026-09-29

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Satispay is a fintech platform serving 6.5M+ users, offering payments, benefits, investing, and cards products. The company is building what it aims to be the most loved financial platform in the world by solving real user problems in financial services. As Legal Counsel, you will provide strategic legal guidance across the fintech sector, with particular focus on payments, e-money, and consumer credit products. You will ensure regulatory compliance and mitigate legal risks across the organization. Key responsibilities: • Product Development Support: Collaborate cross-functionally with engineering and product teams to design and launch new products and services in Payments and Consumer Credit (including BNPL), integrating technical and engineering considerations into legal analysis. • Risk Assessment & Management: Identify legal and regulatory risks, propose effective mitigation strategies aligned with organizational risk appetite, and safeguard the organization. • Regulatory Compliance: Advise on financial regulatory requirements including PSD2, AML/KYC, e-money regulations (EMRs), and CCD2, ensuring full adherence. • Stakeholder Management: Act as a trusted advisor to senior leadership, provide pragmatic legal guidance, and foster a culture of legal awareness across the organization. The role is hybrid (three days per week in-office: Tuesday, Thursday, plus one day of your choice), with flexibility to request additional remote time. Relocation to the Luxembourg office is required. Satispay offers comprehensive support including private health insurance, psychological support, stock options, meal vouchers, relocation support, professional development programs, language courses, unlimited PTO, and flexible working hours. REQUIREMENTS: • Qualified lawyer with minimum 5 years PQE (Post-Qualification Experience); ideally 8–10 years of professional legal experience. • Deep knowledge of financial and consumer credit regulations: PSD2, AML/KYC, EMRs, CCD2. • Demonstrable track record in Fintech and Payments, ideally with experience in both private practice and in-house settings. • Analytical mindset with ability to dive deep into complex legal issues, exercise strong judgment, and make sound risk-based decisions. • Clear understanding of basic technology and engineering processes in Fintech, Payments, and consumer lending; prior experience working with technical teams is a significant plus. • Ability to balance legal risks with commercial considerations. • English fluency (written and spoken) is essential; knowledge of Italian or French is a plus.

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