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Legal Counsel, Fintech - New Payments - Luxembourg

Satispay - Luxembourg, Luxembourg - Hybrid - posted 2026-09-29

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Satispay is a fintech platform serving 6.5M+ users, offering payments, benefits, investing, and cards products. The company is building what it describes as the most loved financial platform in the world by solving real user problems in financial services. As Legal Counsel, you will provide strategic legal guidance across the fintech sector, with particular focus on payments, e-money, and consumer credit products. You will advise on regulatory, contractual, and product-related matters to ensure compliance and mitigate organizational risk. Key responsibilities include: • Product Development Support: Collaborate cross-functionally with engineering and product teams to design and launch new products and services in payments and consumer credit (e.g., BNPL), integrating technical considerations into legal analysis. • Risk Assessment & Management: Identify legal and regulatory risks, propose mitigation strategies aligned with risk appetite, and safeguard the organization. • Regulatory Compliance: Advise on financial regulatory requirements including PSD2, AML/KYC, e-money regulations (EMRs), and CCD2, ensuring adherence across the business. • Stakeholder Management: Act as trusted advisor to senior leadership, provide pragmatic legal guidance, and foster legal awareness across the organization. The role is hybrid (3 days per week in-office: Tuesday, Thursday, plus one flexible day), with unlimited PTO and flexible working hours. Relocation support is provided. The company offers private health insurance, mental health support, stock options, meal vouchers, professional development programs, and language courses. REQUIREMENTS: - Qualified lawyer with minimum 5 years post-qualification experience (PQE); ideally 8–10 years total professional legal experience - Deep knowledge of financial and consumer credit regulations: PSD2, AML/KYC, EMRs, CCD2 - Demonstrable track record in fintech and payments, ideally with experience in both private practice and in-house settings - Strong analytical mindset; ability to dive deep into complex legal issues and make sound risk-based decisions - Clear understanding of basic technology and engineering processes in fintech, payments, and consumer lending; prior experience working with technical teams is a significant plus - Ability to balance legal risks with commercial considerations - English fluency (written and spoken) is essential; Italian or French language knowledge is a plus

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