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Salary: USD 206,000 - 260,000 / annual
Xero is seeking a Lead Engineer for its Payments Platform team to help shape the technical foundation for money movement capabilities and unlock new product lines globally. You will guide the design and development of reliable, scalable, performant, and secure services, ensuring operational excellence and direct business outcomes.
This is an early-stage initiative where you will make foundational architectural decisions with visible impact on the future of small business financial technology. You will contribute directly to production code and proof-of-concepts, solving complex fintech challenges at scale.
The Payments Platform team powers money movement across Xero's ecosystem, collaborating closely with product, security, risk, and operations. The team values technical excellence, inclusion, and continuous innovation, working cross-functionally to translate complex business needs into resilient engineering solutions supporting millions of subscribers.
Initially, you will focus on:
- Designing and building payment platform capabilities including orchestration, risk & fraud management, multi-provider support, and accelerating payment product development
- Building a global bill payment product to streamline cash flow management for small businesses
- Developing core high-throughput platform services
- Integrating and championing AI capabilities to accelerate engineering productivity and enhance developer workflows
The role is based in Xero's Vancouver office with a hybrid model (1-2 days in office per week). The company is open to applicants from Ontario or Alberta willing to relocate, and Seattle Area, Washington applicants working remotely.
REQUIREMENTS:
- Proven track record delivering highly available, distributed backend systems and designing high-throughput services under real-world constraints
- Deep understanding of system architecture, API design, and both SQL and NoSQL databases
- Proficiency in modern backend stacks: C#, Java, Golang, or C++
- Experience with cloud-native platforms, particularly AWS
- Passion for staying hands-on, contributing directly to production code, proof-of-concepts, and technical deep dives
- Strong leadership capabilities with ability to set technical direction, mentor engineers, and foster inclusive culture
- Ability to break down complex problems into clear, actionable solutions and drive agile execution
- Strong partnership skills with Product, Design, and cross-functional teams to translate business needs into engineering solutions
- Champion of advanced AI tool usage and practices to accelerate development workflows
Xero notes they hire based on skills, passion, and unique perspective; tech stack experience with adjacent technologies is acceptable.
