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Ethos is a life insurance technology company transforming how life insurance is bought, sold, and underwritten through a three-sided platform serving consumers, agents, and carriers. The company offers instant, accessible products with no medical exams required, democratizing access to life insurance.
You will serve as a Lead Compliance Analyst, driving identification of compliance risk and actionable insights across multiple data sources. This is a senior individual contributor role requiring deep expertise in at least one compliance domain (e.g., data privacy, AI, sales practices, marketing/advertising) with growing proficiency in a second.
Key responsibilities include:
- Analyzing large, disparate data sets to identify compliance risk trends, control gaps, outliers, and emerging exposures, quantifying their business significance
- Building, maintaining, and evolving recurring risk analytics including dashboards, key risk indicators, and monitoring queries for continuous leadership visibility
- Translating findings into analyses and briefings for compliance leadership and business stakeholders
- Leading responses to regulatory inquiries and examinations from initial scoping through final submission, improving intake and documentation processes
- Coordinating with stakeholders on annual third-party administrator license renewal, resolving jurisdictional and procedural complications
- Supporting evolution of the company's compliance program as the business scales and enters new initiatives
- Independently designing, proposing, and implementing new or enhanced compliance practices with limited oversight
- Defining and leading at least one major team initiative per quarter
You will operate with significant autonomy, demonstrating judgment to work with minimal day-to-day oversight. The role requires building and improving compliance processes, not just following them, and acting as a trusted advisor to business partners on compliance matters, including ambiguous or novel situations.
Requirements:
- 5+ years of regulatory and/or insurance compliance, risk, or audit experience, with demonstrated depth in at least one functional area and growing expertise in a second
- Deep analytical skills: ability to draw data from multiple systems and sources, connect into coherent views, and identify risk patterns not visible in single data sets
- Proven ability to operate independently and drive outcomes with minimal oversight; track record of building or materially improving compliance processes
- Outstanding written and verbal communication skills, including experience presenting to senior stakeholders
- Strong stakeholder relationship cultivation and management skills; understanding of how to gain buy-in on key initiatives
- Experience acting as trusted advisor on compliance matters in ambiguous or first-of-their-kind situations
- Intellectual rigor: knowing the right questions to ask, building approaches to gather data, and adjusting strategy accordingly
- Solutions-oriented mindset when facing ambiguity or adversity; ability to develop action plans and help others do the same
- Proficiency with Google and MS Office tools
- Expertise in life insurance products and industry laws/regulations/rules strongly preferred
- Bachelor's degree in risk management, business, marketing, or related field, or equivalent education and experience
