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Revolut is a global fintech company on a mission to give people more from their money through spending, saving, investing, exchanging, and travel products. With 80+ million customers and 13,000+ employees worldwide, the company is scaling rapidly across multiple regions.
The Credit team at Revolut designs and scales lending features that power global growth, managing the entire product lifecycle from backend systems to customer-facing experiences. This role is a Credit Manager (Head of Lending) position based in Brazil, responsible for designing credit risk policies, procedures, and strategies for retail lending features.
You will build and lead a local team to define and implement the lending strategy in Brazil. Key responsibilities include overseeing branch activities and the overall risk of the local loan portfolio, managing regulatory relationships, establishing and executing the territory's underwriting, portfolio management, and collections policy and activity, and interacting with regulators and local authorities. You'll manage validation of the underwriting strategy and lead both preventative and reactive actions to market and product offerings.
This is a leadership role requiring someone who can shape the credit and lending business in a new market, combining market insight, risk expertise, and technical precision to deliver safe, forward-thinking solutions tailored to Brazil's regulatory and market environment.
REQUIREMENTS:
- 7+ years of experience as a bank executive
- Expertise in retail lending products in Brazil
- Entrepreneurial drive and personal resilience
- Extensive experience building risk models, managing credit decisioning, and overseeing regulatory engagement
- Understanding of credit portfolio performance
- Excellent communication skills
- Ability to recruit and lead a team
- Ability to think and reason logically
NICE TO HAVE:
- Executive Committee (ExCo) experience
