SlipstreamJobs tracks this role from the company's public career site. Apply directly on the employer's site.
ARQ is a fast-growing fintech focused on cross-border money movement and financial infrastructure. The FinCrime Analyst role is a hands-on position on the front lines of financial crime prevention, investigating and responding to alerts related to KYC/KYB discrepancies, PEP/Sanctions/Warnings, and transaction monitoring.
Key responsibilities include:
- Investigate and analyze KYC alerts related to biometric mismatches, fake documents, and irregular IDs using KYC software such as Jumio and Persona to detect fraudulent activity
- Conduct investigations on PEP (Politically Exposed Persons), Sanctions, and Warnings alerts, ensuring proper risk assessment and compliance with regulatory requirements
- Review, enhance, and optimize transaction monitoring processes to improve detection and reporting of suspicious activities
- Investigate unusual transactional behavior, such as structuring, layering, or irregular cross-border transfers, and escalate as needed
- Respond to requests from regulatory authorities in a timely, accurate, and compliant manner
- Collaborate closely with compliance, risk, and operations teams to strengthen AML controls, improve risk detection, and ensure adherence to internal policies
- Monitor financial crime trends and patterns, leveraging insights to refine AML procedures and strengthen prevention mechanisms
- Stay up to date with evolving AML regulations, industry best practices, and compliance requirements, ensuring the company remains compliant with local and international laws
The role is detail-oriented, requires ownership and diligence, and thrives in a fast-paced, dynamic environment. You will work with compliance, risk, and operations teams to refine AML prevention strategies and stay ahead of evolving regulations.
Requirements:
- Fluency in Portuguese and English (required for handling compliance matters, liaising with authorities, and collaborating with internal teams)
- Ability to investigate and analyze KYC discrepancies, including experience with biometric mismatches, fake documents, and tools such as Jumio and Persona
- Strong knowledge of AML and financial crime risks, including understanding of transaction monitoring, typologies, and fraud detection
- Hands-on and results-driven mindset, willing to dive deep into investigations, improve monitoring processes, and take action to strengthen AML frameworks
Nice-to-haves:
- Experience in Compliance, AML, or Financial Fraud Investigations
- Experience in Fintech or Financial Services
