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Salary: USD 167,500 - 245,000 / annual
Hippo is a tech-native insurance carrier platform that partners with MGAs to deliver tailored program solutions. The company uses technology and data to help customers protect what matters most and has grown into a diversified carrier operating across homeowners insurance and broader program solutions.
You will serve as a Contracts Attorney reporting to the General Counsel, responsible for the strategic drafting, review, and negotiation of reinsurance agreements, program administration agreements, and claims agreements. Your work will balance risk mitigation with commercial objectives, ensuring all operations comply with applicable regulatory requirements.
Key responsibilities include:
- Strategically and efficiently draft, review, and negotiate reinsurance, program administration, and claims agreements, considering risk mitigation wording and trends in contract interpretation
- Create and implement processes to capture and respond to wording issues, including escalation procedures
- Make timely decisions (after required approvals) reflecting all available information and appropriate risk assessments
- Understand relevant business drivers and identify and raise critical issues when needed
- Work autonomously while collaborating with underwriting peers, reinsurers, and management
- Demonstrate collegiality, efficiency, proactivity, and curiosity in a fast-paced environment
- Communicate clearly and succinctly with various departments about legal and commercial issues
- Evaluate risks associated with (re)insurance activities and develop commercial risk mitigation options
This role offers the opportunity to shape insurance contract strategy at a growing, venture-backed company with a strong technology focus.
Requirements:
- J.D. from an accredited law school or international equivalent
- Licensed to practice and in good standing (or ability to immediately reactivate membership) in at least one US state
- Minimum 5+ years of experience in insurance law, with specific experience drafting, reviewing, and negotiating program agreements and reinsurance agreements
- Strong understanding of insurance market conditions and their impact on insurance activities, procedures, and wordings
- Ability to clearly articulate legal and commercial issues to cross-functional teams
- Strong written and oral communication skills
- Ability to work autonomously and take ownership of decisions and actions
- Ability to work in a fast-paced environment
